Financing

The new American Home Credit Card has many financing options.

ALREADY HAVE AN AMERICAN HOME CARD? MANAGE YOUR AMERICAN HOME CREDIT CARD ACCOUNT

If you already have an American Home Credit Card, you can manage your American Home Credit Card account online, access and pay your bill, set up alerts, and get paperless statements.

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Financing Plans

Not all plans are available at all times

0% APR for 24 months with equal monthly payments¹
Minimum purchase $1,999.99

1. The American Home Furniture & Mattress credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases of $1,999.99 or more charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 08/01/2024 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 12/31/24.

8.99% APR for 72 months with equal monthly payments²

2. The American Home Furniture & Mattress credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR of 8.99% will apply to the qualifying purchase, and 72 monthly payments equal to 1.8116% of the original special terms balance are required. The advertised terms are an estimate assuming required monthly payments are made on the payment due date; no other balances are currently carried or will be carried on the account; and no additional charges are or will be added to the account. Because your actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms. The special terms APR will continue to apply until all qualifying purchases are paid in full. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 08/01/2024 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 12/31/24.  (1005) 

No Interest if Paid in Full within 12 months³
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period. Minimum purchase $250.99.

3. The American Home Furniture and Mattress credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $250.99 or more charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 7/01/2024 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 12/31/2024. (1015)

Click here to go to your American Home (Comenity)Credit Card Account Center  - make payments, and manage your account for your American Home Card for purchases made in-store.